0The trials and tribulations of dealing with insurance companies.
November 30, 1986
Mutual Casualty Insurance Corp.
621 Lim Grove Avenue
Red Tape, IL 20516
Gentlemen:
I am writing in response to your request for additional information in Block No. 3 of the Accident Reporting Form. I indicated "Trying to do the job alone" as the cause of my accident. You stated in your letter that I should explain more fully. I trust that the following details will be sufficient.
I am a brick layer by trade. On the day of the accident I was working alone on the roof of a new six story building. When I completed my work I discovered that I had about 500 pounds of brick left over. Rather than carry the bricks down by hand I decided to lower them in a barrel by using a pulley which, fortunately, was attached to the side of the building at the sixth floor.
Securing the rope at ground level I went up to the roof, swung the barrel out and loaded the bricks into it. Then I went back to the ground and untide the rope, holding it tightly to insure a slow descent of the 500 pounds of brick. You will note in Block No. 11 of the form that I weigh 135 pounds. Due to the surprise of being jerked off the ground so suddenly, I lost my presence of mind and forgot to let go of the rope. Needless to say, I proceeded at a rather rapid rate up the side of the building.
In the vicinity of the third floor I met the barrel coming down. This explains the fractured skull and broken collarbone. Slowed only slightly, I continued my rapid ascent, not stopping until the fingers of my right hand were two-knuckles deep into the pulley. Luckily, by this time, I had regained my presence of mind and was able to hold tightly to the rope in spite of my pain. At approximately the same time, however, the barrel of bricks hit the ground and the bricks fell out of the barrel. Devoid of the weight of the bricks, the barrel now weighed approximately 50 pounds.
I refer you again to my weight in Block No. 11. As you might imagine, I began a rapid descent down the side of the building. In the vicinity of the third floor I met the barrel coming up. This accounts for the two fractured ankles and the lacerations on the legs and lower body. The encounter with the barrel slowed me enough to lessen my injuries when I fell onto the pile of bricks and, fortunately, only three vertebrae were cracked. I am sorry to report, however, that as I lay there on the bricks, in pain and unable to stand, and watching the empty barrel six stories above, I again lost my presence of mind and let go of the rope.
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